Call: 1.866.221.8080
Refer to Product Number: 007861
$ 500 Trip Delay ($100 maximum per day)
$ 2,500 Baggage, Ski Equipment
& Personal Effects
$ 600 Baggage Delay ($200 maximum per day)
$ 10,000 Medical Expense
(One time $100 deductible for outpatient visits)
$ 1,000 Dental Expense Limit
$ 250,000 Emergency Medical Transportation
Included Travel Medical Assistance
Included Worldwide Travel Assistance
Included Roadside Assistance
Pre-Existing Medical Condition Exclusion Waiver:
If insurance is purchased within 14 days of the initial trip payment, the Pre-Existing Condition Exclusion will be waived. This is applicable to all coverages contained in the policy. You must be medically able to travel when you pay your premium. In the event that a claim is filed, the injury or illness must be substantiated to our Claims Department. COVERAGES
Trip Cancellation & Interruption: Pays lost deposits and additional expenses due to sickness, injury, or death of you, an immediate family member (including domestic partner), traveling companion, or business partner; inclement weather conditions causing delay or cancellation of travel; your home being made uninhabitable by fire, flood or similar natural disaster, vandalism, or burglary; your being subpoenaed, required to serve on jury duty, hijacked, or quarantined; being involved in or delayed due to an automobile accident en route to departure; or strike, resulting in the complete cessation of travel services at the point of departure or destination; the Insured being called into active military service or having leave revoked or being reassigned; a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas, or airspace; termination of employment or layoff affecting the Insured or his/her Traveling Companion, must have been with the same employer for at least five continuous years; an employer-initiated transfer within the same organization of 250 or more miles.
Trip Delay: The Insurer will reimburse $100 per day, up to the Maximum Limit of coverage if your trip is delayed for 12 or more hours for reasonable additional expenses until travel becomes possible. This benefit is payable for only one delay per booking, per trip.
Baggage, Ski Equipment & Personal Effects: Reimburses for loss, theft, or damage of your luggage and personal possessions even if borrowed or rented. Covers loss of passports, visas, and the unauthorized use of your credit cards if you complied with the credit card conditions.
Baggage & Ski Equipment Delay: Reimburses for the purchase of essential items if your baggage is delayed or misdirected for more than 12 hours, up to the Maximum Limit.
Medical Expense: Covers medical expenses for injury incurred or sickness suffered during your trip; medical and surgical treatment by a licensed physician; professional nursing, hospital, x-ray, and ambulance services; and prosthetic devices. There are no daily limits on these expenses. Covers emergency dental treatment by a licensed dentist during your trip. One-time $100 deductible applies.
Emergency Medical Transportation: Covers necessary evacuation and transportation as directed by a physician to the nearest adequate medical facility (home, in the event of death).
PRE-EXISTING MEDICAL CONDITION EXCLUSION
APPLICABLE TO ALL COVERAGES:
We will not pay for loss or expense incurred as the result of injury, sickness, or other condition of you, a traveling companion, or immediate family member of you or your traveling companion which manifested itself during the 60-days immediately preceding and including your coverage effective date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled throughout the 60-day period. A sickness has manifested itself when medical care, treatment, or diagnosis has been given.
The above is a summary of the coverage being provided. A Description of Coverage will be provided outlining your coverages in detail once you’ve purchased the insurance. In the event of a claim, call us immediately at 1.866.221.8080.
Travel Medical Assistance*
Emergency medical transportation assistance
Physician/hospital/dental/vision referrals
Medical cost containment/expense recovery and overseas investigation
Medical bill audits
Shipment of medical records
Medical equipment rental/replacement
Worldwide Travel Assistance*
Lost baggage search; stolen luggage replacement assistance
Lost passport/travel documents assistance
ATM locator
Emergency cash transfer assistance
Travel information including visa/passport requirements
Emergency telephone interpretation assistance
Urgent message relay to family, friends or business associates
Up-to-the-minute travel delay reports
Long-distance calling cards for worldwide telephoning
Inoculation information
Embassy or Consulate Referral
Currency Conversion or purchase
Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures
Up-to-the-minute travel supplier strike information
Legal referrals/bail bond assistance
Worldwide public holiday information
24-Hour Roadside Assistance Services*
Towing Assistance, Flat Tire Assistance, Oil, Fluid and Water Delivery Service, Fuel Delivery Service, Lock-out Assistance, Battery Assistance, and Collision Assistance.
Vehicle Return Assistance*
Provides transportation for your automobile back to your primary residence should you become ill/injured and unable to drive.
*Non-insurance services are provided by AIG Travel Guard Assist.
California Residents: The plan contains disability insurance benefits or health insurance benefits, or both, that only apply during your covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan.
Florida Residents: The benefits of the policy providing your coverage are
governed by the law of a state other than Florida.
Texas Residents: The policy may provide a duplication of coverage already provided by your personal auto insurance, homeowner’s, personal liability policy, or other source of coverage.
Underwritten by the National Union Fire Insurance Company of Pittsburgh, PA, a member of the AIG Companies®, with its principal place of business at 70 Pine Street, New York, New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.
This is only a brief description of the insurance coverage(s) available under policy series T30253NUFIC. The Policy contains reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this document and the Policy, the Policy shall govern.
Coverage may not be available in all states.
Any payments under this policy will only be made in full compliance with all United States of America economic or trade sanction laws or regulations,
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